Handelsbanken: bank connection

How to connect your accounts to Kleer through Handelsbanken's ISO20022, including the option with final approval in Kleer.

A summary of what applies if you want to connect your bank accounts to Kleer through Handelsbanken’s ISO20022 integrations.

Handelsbanken customer in Kleer

For you who are a customer of Handelsbanken, we set up an integration between the bank and Kleer to fetch transactions that have taken place and to send payments. Read the information below to connect the integration between Kleer and Handelsbanken.

1. Activate the integration

Activate the integration

To activate the bank integration for Kleer and Handelsbanken, you log in to Handelsbanken’s internet bank for companies and activate the service under Affärstjänster (business services). Kleer is among the business systems, see Handelsbanken’s page about bank integration. The service is usually activated within about 30 minutes.

There you log in and state which accounts are to be connected. All accounts are to be added. Choose “Lägg till alla” (add all) under Val av konton (selection of accounts)
Finally, you sign in the bank

What happens next?

Your Handelsbanken branch receives an email when you sign the integration and makes sure that everything is in place in their system as regards permissions, amount limits and agreements with Bankgirot.
Handelsbanken carries out any manual settings for permissions/powers of attorney
You then sign these changes, if any, in the bank

Amount limits

At Handelsbanken, the amount limit per account per day means that transfers between accounts in the bank also count. If the maximum amount is reached, no payments can be carried out that day.

2. What does the integration mean?

You will pay supplier invoices, salaries and expenses directly in Kleer. If you do not do step 3, you will ALSO need to sign the payment order in the internet bank at Handelsbanken.

You can sign in the internet bank at different times, depending on your preferences:

You can do step 3 in these instructions, and then you never need to sign payments in the bank
You can choose to get an SMS or email right when you have paid something in Kleer. That way you can sign in the internet bank straight away, even though the payment is not sent until the due date!
Alternatively, you can choose to pay in Kleer today, but get an SMS or email about signing in the bank only when the payment date is getting close.

3. Handelsbanken ISO with final approval in Kleer

A short guide on how to help a customer activate Handelsbanken ISO with BankID signing of payments directly in Kleer.

For Kleer customers with an ISO20022 integration with Handelsbanken, it is now possible to connect to a new integration where signing is done with BankID directly in Kleer. This integration replaces any existing ISO integration with Handelsbanken.

Handelsbanken charges a fee for the integration with final approval. Talk to your bank contact about what applies.

To connect to the integration:

Fill in the attached Excel templates (at the end of the guide) and hand them over to your local bank branch at Handelsbanken.
The document Beställningsunderlag (order form) covers information about:
- Organisation number
- Account number
- Amount limit in the power of attorney (the highest possible total amount per day)
The document Filgodkännare (file approvers) covers information about the people at your company who are to be able to approve files through Kleer. These people must be registered at Handelsbanken, and therefore their personal identity number, name and email must be filled in. Note that these people do not need to have any service or power of attorney at Handelsbanken. This is only so that it works technically.
When the bank branch has received the above information, it prepares an agreement that is signed on paper or digitally through Digital Signering 3.0 / Verified 3.0. To simplify the agreement process, also include contact details for the authorised signatories (name, personal identity number and email address. Note: two of them if the company is signed by two jointly).
Registration in Kleer: Nothing needs to be done in Kleer initially. When the new integration has been activated, you need to activate signing of payments in Kleer.